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Is filing for Chapter 13 bankruptcy a good move?

One of the most frightening experiences you can have is realizing you can no longer survive financially in your current state. You may have found that your liabilities exceed your assets, through no fault of your own - for instance, perhaps the state of the economy or of your particular industry has negatively impacted your sales. Filing for Chapter 13 bankruptcy is a viable option for addressing your financial challenges in North Carolina.

Filing for bankruptcy may be the wisest thing you can do

Sometimes debts build up over time until one day when you look at your bills you have to look again because an unexpected red flag has just gone up. Overwhelming debt can also follow a car accident, job loss or other unanticipated crisis. Your natural reaction may be to work out a strict budget and immediately cut back on spending. While this is preferable to rushing out and getting a high-interest payday loan, a tight budget will not provide immediate relief. In fact, it may only slow your sinking.

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Bruce Allen, Attorney
1000 Wildwood Drive
Fayetteville, NC 28304

Phone: 910-779-3126
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