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Cumberland County, North Carolina, Legal Blog

Do I really need an estate plan?

On behalf of Bruce Allen, Attorney on Tuesday, July 24, 2018.

If you are putting off the important work of creating an estate plan, you are not alone. Most people come to the end of their lives with no provisions for their loved ones or their assets, leaving others to make critical decisions. Often, these decisions are nothing like what the deceased would have made if he or she had taken the time to make an estate plan.

Some people may have more urgent reasons to make a will or establish a trust, such as having a loved one with special needs or needing to protect a family business. If you do not relate to these situations, you may need to understand some more common reasons why having an estate plan, sooner rather than later, is a wise idea.

Why an attorney is important when buying a home

On behalf of Bruce Allen, Attorney posted in blog on Tuesday, April 24, 2018.

You probably wouldn't think to hire a lawyer when you buy your groceries. Even when you make a larger purchase, such as an appliance or a vehicle, you typically do so without consulting an attorney. So, shouldn't it be the same when you buy your home?

Purchasing a home can be an exciting time, but it can also be intimidating and overwhelming. You would be right to seek advice, and you probably have many friends and family members who would willingly offer their words of wisdom. However, because the purchase of a home involves many legal issues that could affect you beyond the settlement date, North Carolina requires home buyers to have an attorney present at closing. Having an attorney could benefit you during the purchase process and in the long run.

Does liquidation bankruptcy mean I will lose all of my property?

On behalf of Bruce Allen, Attorney posted in blog on Thursday, January 25, 2018.

One of the biggest fears that North Carolina residents have regarding bankruptcy is the thought of losing personal property. There are a lot of misconceptions about consumer bankruptcy, and one of the main concerns is how non-financial assets will be dealt with by the courts. In reality, it is quite possible you will be able to keep most of the things that are important to you.

Chapter 7, the most popular option for consumer bankruptcy, is liquidation bankruptcy. This process requires the liquidation of certain assets in order to pay off debts. If you file for Chapter 7, it is true you may have to surrender some of your property, but it does not necessarily mean you will have to give up everything. There are certain exemptions that may be available to you.

Whiplash injuries can be a real pain in the neck, and back

On behalf of Bruce Allen, Attorney posted in blog on Thursday, November 2, 2017.

There are a multitude of injuries that an individual might suffer during a motor vehicle accident. While some may be immediately apparent, others can take time to manifest symptoms, and despite the delay in pain, these could be just as harmful to you as any other.

If you are in an accident, you could walk away feeling as though the worst is behind you, only to wake up the next day with a searing pain in your neck and upper back. If this sounds familiar, you could be suffering from the common accident injury known as whiplash.

Has dashboard knee left you feeling bent?

On behalf of Bruce Allen, Attorney posted in blog on Thursday, August 3, 2017.

Serious car accidents can often result in considerable damage to your vehicle. Though many larger vehicles may offer substantial protection from such events, severe impacts could result in your suffering injuries. These injuries could range in severity, but in many cases, a crash could cause you to need medical treatment, rehabilitation or other attention in order to recover.

Any injuries to your extremities could cause you to experience considerable hindrances in your everyday life. If you suffer an injury to your leg, you may even lose the ability to walk or have your ability considerably impaired for a certain amount of time. In such cases, you may find that you cannot perform work duties or manage daily tasks without assistance.

Collaboration: Is there really a better way to divorce?

On behalf of Bruce Allen, Attorney posted in blog on Thursday, May 4, 2017.

North Carolina couples facing divorce often dread the long, complicated process ahead. For many couples, the prospect of a long, contentious divorce is dreadful, but there may be a better way to walk through the emotional and stressful process of ending a marriage.

Collaborative divorce is a way that some couples can divorce without fighting it out in court. This option is more respectful, more peaceful and can be significantly less stressful that a contentious battle between two opposing parties. While a collaborative divorce can be a positive choice for many couples, it is not always the best choice for every couple.

Is filing for Chapter 13 bankruptcy a good move?

On behalf of Bruce Allen, Attorney posted in Bankruptcy on Wednesday, February 8, 2017.

One of the most frightening experiences you can have is realizing you can no longer survive financially in your current state. You may have found that your liabilities exceed your assets, through no fault of your own - for instance, perhaps the state of the economy or of your particular industry has negatively impacted your sales. Filing for Chapter 13 bankruptcy is a viable option for addressing your financial challenges in North Carolina.

Filing for bankruptcy may be the wisest thing you can do

On behalf of Bruce Allen, Attorney posted in Bankruptcy on Monday, November 7, 2016.

Sometimes debts build up over time until one day when you look at your bills you have to look again because an unexpected red flag has just gone up. Overwhelming debt can also follow a car accident, job loss or other unanticipated crisis. Your natural reaction may be to work out a strict budget and immediately cut back on spending. While this is preferable to rushing out and getting a high-interest payday loan, a tight budget will not provide immediate relief. In fact, it may only slow your sinking.

Simplifying the Complexities of Personal Injury Laws in North Carolina

On behalf of Bruce Allen, Attorney posted in Injuries on Friday, August 5, 2016.

Personal injury law gives a person the right to go to a civil court to pursue legal remedies for an injury or any losses they incurred from an accident caused by another party's negligence. Even though legal procedures are similar nationwide, laws may vary state-to-state with each one having unique requirements of their own. If you have been injured or think you have grounds for personal injury litigation in North Carolina, there are a few key laws you need to remember when you are in the process of filing your claim.

Even wealthy rock stars make the mistake of not having a will

On behalf of Bruce Allen, Attorney posted in Wills and trusts on Thursday, May 5, 2016.

By now, everyone has probably heard that the international rock star Prince died in his studio in Minnesota in late April. That he died at the young age of just 57 may not have come as a great surprise to anyone who knows about the hard-living ways of entertainers in today's world. That he died without leaving a last will and testiment to properly dispense of his $300 million estate, however, should come as a surprise and disappointment to everyone.

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